Another house trashed

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April

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Another house trashed on air b n b -this time in Calgary. Got to CBC on line news for details.
 
While looking for this story, I saw one where the renters stayed in a condo over 30 days and then, according to renter protection laws, declared themselves to be tenants and therefore, the owner could not throw them out.
 
Sheesh. Why would anyone let people stay that long? Many places 30 days does put you into a whole different set of laws...
 
TheBeachHouse said:
While looking for this story, I saw one where the renters stayed in a condo over 30 days and then, according to renter protection laws, declared themselves to be tenants and therefore, the owner could not throw them out..
Click to expand...
That is the rule here too. They have to check out on day 29 and check back in to avoid the problem.
 
gillumhouse said:
TheBeachHouse said:
While looking for this story, I saw one where the renters stayed in a condo over 30 days and then, according to renter protection laws, declared themselves to be tenants and therefore, the owner could not throw them out..
Click to expand...
That is the rule here too. They have to check out on day 29 and check back in to avoid the problem.
.
Click to expand...
I had thought that also, but I read some on this recently, and apparently that doesn't legally do anything to solve the problem. In many places, it is how long they have stayed there, not legalese or registration trickery.
I think they also have to be NOT living there for at least 24 to 48 hours for that to work.
On the other hand, THEY might not know that...
 
Jon Sable said:
http://www.cbc.ca/news/canada/calgary/airbnb-nightmare-renters-leave-calgary-home-trashed-1.3053555
For the article. I guess AirBnB will quickly offer to pay, since their homeowners insurance is null and void... and incidentally, so is their mortgage, since they aren't properly insured..
Click to expand...
I believe AirBnB says it is "secondary" insurance. Not sure I want to try and risk this and find out I am uncovered. That is why there is proper commercial/business insurance.
 
undersea said:
Jon Sable said:
http://www.cbc.ca/news/canada/calgary/airbnb-nightmare-renters-leave-calgary-home-trashed-1.3053555
For the article. I guess AirBnB will quickly offer to pay, since their homeowners insurance is null and void... and incidentally, so is their mortgage, since they aren't properly insured..
Click to expand...
I believe AirBnB says it is "secondary" insurance. Not sure I want to try and risk this and find out I am uncovered. That is why there is proper commercial/business insurance.
.
Click to expand...
Yeah, but most of the AirBnB people never bother getting a legal policy. I mean, why would you get a legal policy for an illegal business. So the minute you call your insurer, they cancel your insurance (but keep the premium) and then AirBnB pays. Except in Canada, where your mortgage is immediately in default because you don't have insurance.
Or worse, you are in a shared building and the whole building loses it's insurance coverage and EVERYONE is in default. It's happened.
 
A lot of people are under the false assumption that Airbnb has insurance for its customers. Read that in a comment where people thought the crackdown was smacking of government intervention only do they could collect fees and taxes.
 
Jon Sable said:
undersea said:
Jon Sable said:
http://www.cbc.ca/news/canada/calgary/airbnb-nightmare-renters-leave-calgary-home-trashed-1.3053555
For the article. I guess AirBnB will quickly offer to pay, since their homeowners insurance is null and void... and incidentally, so is their mortgage, since they aren't properly insured..
Click to expand...
I believe AirBnB says it is "secondary" insurance. Not sure I want to try and risk this and find out I am uncovered. That is why there is proper commercial/business insurance.
.
Click to expand...
Yeah, but most of the AirBnB people never bother getting a legal policy. I mean, why would you get a legal policy for an illegal business. So the minute you call your insurer, they cancel your insurance (but keep the premium) and then AirBnB pays. Except in Canada, where your mortgage is immediately in default because you don't have insurance.
Or worse, you are in a shared building and the whole building loses it's insurance coverage and EVERYONE is in default. It's happened.
.
Click to expand...
Yiles. Uninsured buildings could have their mortgage called in, I suppose...
 
undersea said:
Jon Sable said:
undersea said:
Jon Sable said:
http://www.cbc.ca/news/canada/calgary/airbnb-nightmare-renters-leave-calgary-home-trashed-1.3053555
For the article. I guess AirBnB will quickly offer to pay, since their homeowners insurance is null and void... and incidentally, so is their mortgage, since they aren't properly insured..
Click to expand...
I believe AirBnB says it is "secondary" insurance. Not sure I want to try and risk this and find out I am uncovered. That is why there is proper commercial/business insurance.
.
Click to expand...
Yeah, but most of the AirBnB people never bother getting a legal policy. I mean, why would you get a legal policy for an illegal business. So the minute you call your insurer, they cancel your insurance (but keep the premium) and then AirBnB pays. Except in Canada, where your mortgage is immediately in default because you don't have insurance.
Or worse, you are in a shared building and the whole building loses it's insurance coverage and EVERYONE is in default. It's happened.
.
Click to expand...
Yiles. Uninsured buildings could have their mortgage called in, I suppose...
.
Click to expand...
It's a condition on every mortgage in this country, that you have insurance in place. So when your insurance is cancelled, your mortgage is void.
 
gillumhouse said:
TheBeachHouse said:
While looking for this story, I saw one where the renters stayed in a condo over 30 days and then, according to renter protection laws, declared themselves to be tenants and therefore, the owner could not throw them out..
Click to expand...
That is the rule here too. They have to check out on day 29 and check back in to avoid the problem.
.
Click to expand...
Why they are avoiding?? Do you have any strong reason??
 

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