Fire in Tryon, NC

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I'm not home and the gfndme doesn't seem to take paypal. Will add later. Heartbreaking.
 
GoFundMe takes a cut. I am sending a check direct to Marilyn Doheny.
 
How can anyone who is running a business not have insurance? This is tragic. Most of what she lost is irreplaceable. But at least she could have rebuilt her home.
 
How can anyone who is running a business not have insurance? This is tragic. Most of what she lost is irreplaceable. But at least she could have rebuilt her home..
As we discussed after the fires at Gatlinburg, it takes a while for the insurance check to get there AND there is usually a honking decuctible (I know mine is honking to keep the premiums down).
 
How can anyone who is running a business not have insurance? This is tragic. Most of what she lost is irreplaceable. But at least she could have rebuilt her home..
As we discussed after the fires at Gatlinburg, it takes a while for the insurance check to get there AND there is usually a honking decuctible (I know mine is honking to keep the premiums down).
.
I thought the story said she didn't have insurance at all, not that she had to wait.
Most insurances will fork over very quickly for daily expenses.
 
How can anyone who is running a business not have insurance? This is tragic. Most of what she lost is irreplaceable. But at least she could have rebuilt her home..
As we discussed after the fires at Gatlinburg, it takes a while for the insurance check to get there AND there is usually a honking decuctible (I know mine is honking to keep the premiums down).
.
I thought the story said she didn't have insurance at all, not that she had to wait.
Most insurances will fork over very quickly for daily expenses.
.
I reread the story - someone who knows her said she was not insured. IF that is true, she is extremely stupid in that respect. Still glad I sent the check.
 
Yet so many innkeepers are thrilled when they are grandfathered in and don't have to install sprinkler systems. Yes, a huge expense. But to lose the whole place including personal items precious to you? Tragic. And if lives are lost ... goes without saying. I wanted a sprinkler system at the inn and worried constantly ... especially when some clown would smoke in their room. My partner/owner did not want to pay for it and was very happy not to.
New restaurant I'm in on, had to dip into the future renovation funds to upgrade (read:fix) the aged sprinkler system. Some of the heads weren't even connected. $6g to cover the eating area, the kitchen and food storage area. But this is just one floor. And considering a water tank. No idea of cost for multi level inns. While we're at it, we are wiring in to the fire department. Another expense but about 1g. One good thing ... a reduction on insurance premiums. New to get used to: twice a day, the alarm beeps to check the connection.
 
Yet so many innkeepers are thrilled when they are grandfathered in and don't have to install sprinkler systems. Yes, a huge expense. But to lose the whole place including personal items precious to you? Tragic. And if lives are lost ... goes without saying. I wanted a sprinkler system at the inn and worried constantly ... especially when some clown would smoke in their room. My partner/owner did not want to pay for it and was very happy not to.
New restaurant I'm in on, had to dip into the future renovation funds to upgrade (read:fix) the aged sprinkler system. Some of the heads weren't even connected. $6g to cover the eating area, the kitchen and food storage area. But this is just one floor. And considering a water tank. No idea of cost for multi level inns. While we're at it, we are wiring in to the fire department. Another expense but about 1g. One good thing ... a reduction on insurance premiums. New to get used to: twice a day, the alarm beeps to check the connection..
When we were gpomg for the Fire Code Legislation, one of the Fire Commissioners told me sprinklers areto save property, not people. He said by the time sprinklers would kicjin, people would already be dead. Also my insurance agent (was still with Wolfe then) said it would not change the premium - they (insurance) would say thank you.
The inns using well or spring water would have had to install pressurized tanks that would have cost between 3 - 5K in addition to the cost of retrofitting their old houses with the system & laying the water line to it.
 
Yet so many innkeepers are thrilled when they are grandfathered in and don't have to install sprinkler systems. Yes, a huge expense. But to lose the whole place including personal items precious to you? Tragic. And if lives are lost ... goes without saying. I wanted a sprinkler system at the inn and worried constantly ... especially when some clown would smoke in their room. My partner/owner did not want to pay for it and was very happy not to.
New restaurant I'm in on, had to dip into the future renovation funds to upgrade (read:fix) the aged sprinkler system. Some of the heads weren't even connected. $6g to cover the eating area, the kitchen and food storage area. But this is just one floor. And considering a water tank. No idea of cost for multi level inns. While we're at it, we are wiring in to the fire department. Another expense but about 1g. One good thing ... a reduction on insurance premiums. New to get used to: twice a day, the alarm beeps to check the connection..
When we were gpomg for the Fire Code Legislation, one of the Fire Commissioners told me sprinklers areto save property, not people. He said by the time sprinklers would kicjin, people would already be dead. Also my insurance agent (was still with Wolfe then) said it would not change the premium - they (insurance) would say thank you.
The inns using well or spring water would have had to install pressurized tanks that would have cost between 3 - 5K in addition to the cost of retrofitting their old houses with the system & laying the water line to it.
.
gillumhouse said:
When we were gpomg for the Fire Code Legislation, one of the Fire Commissioners told me sprinklers areto save property, not people. He said by the time sprinklers would kicjin, people would already be dead. Also my insurance agent (was still with Wolfe then) said it would not change the premium - they (insurance) would say thank you.
The inns using well or spring water would have had to install pressurized tanks that would have cost between 3 - 5K in addition to the cost of retrofitting their old houses with the system & laying the water line to it.
That's interesting because we were told that sprinklers do save lives. That the smoke detectors would sound off between 30 and 45 seconds after the heat would activate the sprinklers. Told us about the combination of gas and smoke called flashover causing fire to burst through the whole room. Obviously you would ideally have both systems installed. But I also don't know a lot of innkeepers with deep pockets.
I don't pretend to be an expert.
Where I was in Maine we would have had to install a huge holding tank adding to the substantial cost of running the pipes throughout the inn and the one with the money declined. But it's a wood structure with wood exterior decks and I feared what would happen if a fire roared through that building. When someone argued with me about not having to tell me who was staying over all I could think of was how would we know to look for them? Morbid, I know. I am a worrier.
Hoping none of us are ever tested this way!
 
Yet so many innkeepers are thrilled when they are grandfathered in and don't have to install sprinkler systems. Yes, a huge expense. But to lose the whole place including personal items precious to you? Tragic. And if lives are lost ... goes without saying. I wanted a sprinkler system at the inn and worried constantly ... especially when some clown would smoke in their room. My partner/owner did not want to pay for it and was very happy not to.
New restaurant I'm in on, had to dip into the future renovation funds to upgrade (read:fix) the aged sprinkler system. Some of the heads weren't even connected. $6g to cover the eating area, the kitchen and food storage area. But this is just one floor. And considering a water tank. No idea of cost for multi level inns. While we're at it, we are wiring in to the fire department. Another expense but about 1g. One good thing ... a reduction on insurance premiums. New to get used to: twice a day, the alarm beeps to check the connection..
When we were gpomg for the Fire Code Legislation, one of the Fire Commissioners told me sprinklers areto save property, not people. He said by the time sprinklers would kicjin, people would already be dead. Also my insurance agent (was still with Wolfe then) said it would not change the premium - they (insurance) would say thank you.
The inns using well or spring water would have had to install pressurized tanks that would have cost between 3 - 5K in addition to the cost of retrofitting their old houses with the system & laying the water line to it.
.
gillumhouse said:
When we were gpomg for the Fire Code Legislation, one of the Fire Commissioners told me sprinklers areto save property, not people. He said by the time sprinklers would kicjin, people would already be dead. Also my insurance agent (was still with Wolfe then) said it would not change the premium - they (insurance) would say thank you.
The inns using well or spring water would have had to install pressurized tanks that would have cost between 3 - 5K in addition to the cost of retrofitting their old houses with the system & laying the water line to it.
That's interesting because we were told that sprinklers do save lives. That the smoke detectors would sound off between 30 and 45 seconds after the heat would activate the sprinklers. Told us about the combination of gas and smoke called flashover causing fire to burst through the whole room. Obviously you would ideally have both systems installed. But I also don't know a lot of innkeepers with deep pockets.
I don't pretend to be an expert.
Where I was in Maine we would have had to install a huge holding tank adding to the substantial cost of running the pipes throughout the inn and the one with the money declined. But it's a wood structure with wood exterior decks and I feared what would happen if a fire roared through that building. When someone argued with me about not having to tell me who was staying over all I could think of was how would we know to look for them? Morbid, I know. I am a worrier.
Hoping none of us are ever tested this way!
.
We don't have sprinklers, but all on one floor and each room opens directly to the outside, that said I did have a monitored alarm system installed that would hopefully sense smoke or heat, sets off a variety of lights, horns and calls for help. Seems to be pretty sensitive, got set off at least once when a guest took a hot shower and let a lot of steam out of the bath. I don't suppose anything is perfect, but hopefully it gives us an edge.
 
Yet so many innkeepers are thrilled when they are grandfathered in and don't have to install sprinkler systems. Yes, a huge expense. But to lose the whole place including personal items precious to you? Tragic. And if lives are lost ... goes without saying. I wanted a sprinkler system at the inn and worried constantly ... especially when some clown would smoke in their room. My partner/owner did not want to pay for it and was very happy not to.
New restaurant I'm in on, had to dip into the future renovation funds to upgrade (read:fix) the aged sprinkler system. Some of the heads weren't even connected. $6g to cover the eating area, the kitchen and food storage area. But this is just one floor. And considering a water tank. No idea of cost for multi level inns. While we're at it, we are wiring in to the fire department. Another expense but about 1g. One good thing ... a reduction on insurance premiums. New to get used to: twice a day, the alarm beeps to check the connection..
When we were gpomg for the Fire Code Legislation, one of the Fire Commissioners told me sprinklers areto save property, not people. He said by the time sprinklers would kicjin, people would already be dead. Also my insurance agent (was still with Wolfe then) said it would not change the premium - they (insurance) would say thank you.
The inns using well or spring water would have had to install pressurized tanks that would have cost between 3 - 5K in addition to the cost of retrofitting their old houses with the system & laying the water line to it.
.
When participated in a safety class at my old workplace we were told sprinklers don't save property, they give additional time for people to get out.
We have a larger incoming water pipe diameter to allow for our sprinkler system. Just found out it will cost us $20 more per month as our water system has been turned over to the PUD.
No insurance discount for us either.
 
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