Taking payment - At check in or check out?

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The Farmers Daughter's picture
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I'm curious to know what others do with this. I take payment at check in...never used to...but I had some situations that made me change this policy. Some legit,  like guests with emergencies that had to depart in the middle of the night,  and some not - slackers trying to run out on their bill. What do you folks do?

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JunieBJones (JBJ)'s picture
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We all have to do what we feel comfortable with.  We have guests who come out from Multnomah Oregon to see their son and his family here in VA.  He was the Sheriff there, now retired. 

They bought some land and considered opening a B&B.  He confided in me that instead of a B&B they bought a quilt shop in the small town near the land as he just knew he would frisk more guests than not! 

He knew he could never be a normal innkeeper where trust is a huge factor having strangers in your home.

The same applies to family homes - if this were my family home (which is insinuated quite often like it was just handed to us and voila rake in all the dough) then I would have a different outlook.  Having people scratch up and dent walls and floors with their 150 lb rolling luggage would not make me a happy innkeeper.  I would convert to one of those who have rules and reg's - check in schpeal's of what to do and what not to do.  Little notes everywhere.  I would obsess over it, which of course would make it ten times worse.

Tell someone not to do something and they will do it, guaranteed. 

If someone told me something as stupid or had a note to tell me to put the shower curtain in the tub before showering I would be ticked off.  And yet...and yet how many guests do this? Leave the shower curtain outside the tub?  Plenty.

But we can't be guardians of these B&B's...we need to just let guests be.  Writing down their license plate and/or driver's license is wacked.  Sorry to all who do this...you probably have surveillance cameras on the property as well. 

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SweetiePie's picture
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No, no surveillance cameras but no missing or broken property either.

Morticia's picture
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Trying to tackle a major plumbing issue today and last bathroom we clean the paint is completely gone off the wall by the sink in big splashy marks. Something splashed there and all down the wall. Poor hubs. He's wound up as it is to get this job done before check-in and now here's an additional issue that has to be handled. Repaint the bathroom wall.

Yes, if this was the ancestral pile, I'd be ticked at all the stuff we find. BUT, given the thousands of strangers (and repeats) that come thru here every year, the damage is really minimal compared to what it could be.

In spite of sometimes thinking guests could give a flying rat's ass about the properties we all own, there truly is very little damage. And my guess is that because most of us keep things in tip top shape that damage is lessened even more. If things were falling apart I'd bet we'd see more damage, but the tidiness factor makes guests a little more careful, I think. And no matter how careless some guests are, really the most of them are very neat and tidy with our things.

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I have never looked at a driver's license (even with personal checks as payment), never looked at a car other than to admire the Boxter or Jaguar etc. I have never had anything stolen, anything broken was by accident, and do not have anything out in the B & B that would "crush" me to have broken or walk.

My guests are guests in my home because I have invited them into my home. They just happen to pay me for the priviledge of visiting my home. The only thing I am adament about is that the hall lights stay on so no one falls on the stairs.

Life is too short to get into a snit over anything other than chocolate pudding!

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I could not agree more, K!

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signs I'd have no problem.....

 

All the rest.......guess I'd have some adjusting to do........and a couple slaps upside the head.

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I know this is slightly off topic but I have to ask a dumb question.

We have a tiny little 3"x3" sign in each restroom next to all the makeup removal products we offer. It says "Makeup Removal Products" on it.

I suppose I could eliminate it seeing how I verbally point the items out as I show guests their bathroom. We don't have nearly as big of a problem anymore with the nicer facecloths and towels being used for makeup removal since putting the signs in.

But I wonder if I should really care if a guest who both ignores the verbal que and the little sign then ruins the nice stuff is put off or not by seeing a sign they should have heeded?

The same goes for the verbal information and little sign on the wall above the toilet about us being on a septic system and that care must be taken to not flush anything but human waste and toilet paper down the chute.

With several big roto rooter bills to deal with over the first five years to deal with because of the multiple days worth of feminine products that were flushed, I guess that one could fall under the "shiite happens" category but if it was only "shiite" they were dumb enough to flush after all that information was afforded, we'd not have the roto rooter bills to contend with.

On the most current theme being spoken about, we feel very comfortable with the amount of personal and financial information we "have" on any guest walking through our door. If they purposely bust or steal something and I can determine it was them with a high degree of certainty, I have a CC number that just worked a few minutes prior to check out to extract compensation from if need be.

I don't see how how rushing out to jot down a license plate or demand a driver's license does anything but amp up the perception that we're as Joe frequently and most aptly puts it "helo-hovering" and revealing a distrust of our guests on our part that would be offputting to the overwhelming majority of people.

Guests at lower priced hotel/motels expect to be treated like suspects, but our average guests should be free from that discomfort.

We've had a few things purposely broken and stolen we could count on one hand and have been compensated without argument after each one. Out of the thousands of guests we've hosted, we'll take those odds that our philosphy of starting our relationship with a guest with trust and respect is the best way to get it coming back our way in the long run.

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swirt's picture
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With several big roto rooter bills to deal with over the first five years to deal with because of the multiple days worth of feminine products that were flushed,

Totally off topic ... and I should get a comission for the number of times I have recommended this product... Have a Zabel effluent filter installed.  It will likely cost less than a single rotorooter call and basically eliminates them from then on.  Every B&B on a septic system should have one.

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swirt wrote:

With several big roto rooter bills to deal with over the first five years to deal with because of the multiple days worth of feminine products that were flushed,

Totally off topic ... and I should get a comission for the number of times I have recommended this product... Have a Zabel effluent filter installed.  It will likely cost less than a single rotorooter call and basically eliminates them from then on.  Every B&B on a septic system should have one.

 I'm guessing this installs inline near a cleanout.  What exactly does it do?

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 I'm guessing this installs inline near a cleanout.  What exactly does it do?

In the installations I am familiar with (my three tanks ;)   It installs in the tank on on the outlet to the sand filter/leach field.  It prevents any "solid"/non-degradable items from leaving the tank and getting into blocking the drain field.  It is easy to remove the filter cartridge if there is a build up of solid items, just a bit icky is all. Nothing a pair of rubber gloves and a clothespin for the nose won't solve.  You remove the solid items, if you want you can hose down the cartridge (not usually needed) and then you slide the cartridge back in place.  

It prevents the emergency calls to rotorooter and costly repairs to drain fields. 

The other thing I like about it, is that it is something I can take care of on my schedule rather than waiting around all day for the septic repair people to show up.  And of course they always show up right after your guests have checked in...they never show up in the 3 hour window where there are no guests. 

 

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Yup.....

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Yeah.....

 

Just tossing this out there.....

What if you have 3 parties check in........all cary their own luggage inside.

You don't get to see what car is with who......and as stated....one of the car alarm goes off.

 

Please, please all understand........I am from NY, close enough to the City that our County Exect has a couple times mentioned our county becoming the Cities sixth borough...............and yet there's talk time to time making our Island from the city limits ----> East, our own state.

Obviously my perspective is based on my location and experiences. I'm not in a high crime area....though I do lock my car and trucks at night. We do lock our doors at night. Do have an alarm and motion spot lights all around the house ( the lights are great for entertaining purposes as well )

I do think being cautious and taking precautions is important

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Nassau County?

Joey Bloggs's picture
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 "Stuff happens"

We have people in and out of our homes every day - it is what it is.  Wear and tear, not-so-bright guests doing silly things, we get them all.  We are open to the public.  If we are paranoid of destructive guests then we should close the place down or take stuff out of the rooms, or child proof the BnB.  

I guess I have a different view to those who have the US vs THEM mentality when it comes to innkeeping.  It is a very ugly viewpoint.  Should guests ever find this forum - G_d help us all! They would never stay at a BnB again.

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swirt's picture
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As far as the driver / auto info......it's nothing new....it's standard check in at most all lodging establishments......it may not be standard where it concerns a B&B.....fine

 Big lodging establsments ask for license plate info primarilly because they have a large lot and if someone's car alarm  is going off they want to be able to contact the owner asap and get it turned off.  In a smaller B&B it is not always necessary because you know who belongs to which car.... a bigger B&B may have a harder timekeeping track.

I think in some locations they do it because it is a legal requirement for hotels/motels.  It is not so the owner can have an APB put out over a broken vase or stolen pillow.

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When my mom and dad took vacations.....they were always coming back with logo'd ashtrays, hand or bath towels......I won't even mention the soap collection my dad had......I didn't see a regualr size soap in there bathroom for many years..... dad did alot of business travel as well.

I've gone on Golf trips with friends.....always one in the crowd that wanted to or did take towels.....one instance a friend wanted to take all the towels from the 2 rooms...When I got through with him..he quickly gave that up

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I think it used to be thought to be ok to take the logo'd towels, then hotels started adding on the cost of the towels (retail) if they found they were gone. Then guests started fighting back saying they never took any towels and cc issuers started taking the guest's side.

I went thru a similar fight at a Holiday Inn. Went to check out and the front desk said I'd made quite a few long distance calls and I had to pay for them. I told them we were there for a wedding, which went from noon to 7 PM and I was not in my room during the time the calls were made. The front desk person then stated, 'Well, it seems SOMEONE was in YOUR room using YOUR phone and this is the bill.' And mgmt backed up the front desk. (I have never stayed there again and it's near where my family lives so I'm there a lot. So, for the $25 or so in free long distance calls one of their staff made on my phone, they lost thousands of dollars in repeat biz over the past 18 years.)

I ended up having to fight the charge thru my cc company.

Glad you convinced your friend to cease & desist!

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Speak for yourself Joe. We haven't lost any pillows, had any broken furniture, rugs stolen or any of the myriad of other problems that have been discussed on here in the past. Sometimes putting the fear of God in them when they check in saves a lot of problems down the road. It also depends upon the level of crime in your area if you are dealing with locals.

Joey Bloggs's picture
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SweetiePie wrote:

Speak for yourself Joe. We haven't lost any pillows, had any broken furniture, rugs stolen or any of the myriad of other problems that have been discussed on here in the past. Sometimes putting the fear of God in them when they check in saves a lot of problems down the road. It also depends upon the level of crime in your area if you are dealing with locals.

Nor have we.  So do the notes work or do you just have guests who don't steal and break things?  I will say it is the latter.  

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You may not have lost anything but several other people on the forum have. I think you're overreacting to what is basically a non-issue.

We don't have any notes in the room, or anywhere else for that matter.Copying the license takes 2 minutes, but It sets a tone at check-in and instills the fact that guests are responsible for any damage or theft they cause. It isn't brought up during the rest of their stay.

There's nothing written that you can't be hospitable and protect yourself at the same time.

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Joe

I'm not implying anything....

I know what this forum is about.....I belong to an industry forum just like this. Have for some years.....We call them "War Stories"....We do the same thing.....work together to providing solutions to a posters problem/s

Personaly......I am not put off by some the less than peachy stories. I have them to....The good folks far out number the bad.

I have no misconception dealing with the public.....I prefer to work the angles and be prepared.....Damage and theft is nothing new, certainly something I am concerned with. I know how to deal with it in my business....as a B&B...I have no clue other than the obvious.....or what is obvious to me.....and I would be wrong....what I did find out in this thread is that there is recourse and much more finesse than I would have expected.

To me it's all cut and dry. Black and white.....no gray area.........someone broke/damaged something, they are responsible.....Something missing/stolen, they are responsible......and accountable.

As far as the driver / auto info......it's nothing new....it's standard check in at most all lodging establishments......it may not be standard where it concerns a B&B.....fine.

As mentioned above.......having a photo copy of the driver license....if that is going to deter theft....that's a win, win situation......if that would also parlay towards the issue of damages.....good.

Any business has an investment and then the ongoing operation. The idea with any business is profits.....

 

Now......from an outsider prespective regarding check in and check out....I'd prefer that most of what is needed to be done during the check in......so that upon departure day......hand over the room keys, thank the establishment for their hospitality, say good bye and be on my way

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I'll just bring this back up...you won't know for certain who did the damage or took the items because guests leave their doors open when they check-out. They don't think someone else might just walk in and steal something or even knock something over because they wanted a peek at the room.

Getting a photocopy of a drivers license requires a photocopier right by the check-in area. Most B&B's have a little table or a desk the size of a postage stamp to conduct business. So now you have to turn your back on these guests and walk away to an office somewhere with the guest's license to make a copy. I don't even have a copier I could run a license thru.

License plates the hotels usually ask for. I've been asked for my driver's license once, in Vegas, to prove I was the person I said I was. Apparently they have problems with random people showing up and playing the 'what are the chances someone has this name' game and getting their room.

We had an innkeeper on here before who would totally be agreeing with you. She had guests walk off with something and she was on the phone to them to 'bring it back right now'. She was going to file a police report. We're talking a little statue that was in the room. Maybe $20. She did the whole thing...photocopy of license, plate # and she had her gun in the desk drawer.

Maybe if I had been a cop (she had) and I still lived in NY (she does) I might be more leery of guests. Maybe I've been lucky. Maybe I'm naive. Maybe both. I just think all the extra work done for each guest just to be able to file a police report once every 5-10 years for someone who walked off with a blanket (possibly by mistake) is just too much effort.

Obviously that's just my opinion, everyone does things differently for their own reasons. And if I ever need to file a police report I'll probably find out it was req'd that I collect all of this info all along.

 

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This is the deal - make your life difficult just for one bad apple?  Put little signs up and treat every guest like an ignoramous because of one idiot?  We do what we have to do, but we really have to think of the majority of guests.

The other effect of little signs is the "wet paint - don't touch" theory, you are asking for it by even bringing the suggestion to their view.

I am speaking generally of all that we do, taking a driver's license and car plate # is patooey.  The majority of BnB guests are super, no issues ever. We speak of the bad ones here as it is something to share, something to get advice on.  Really, we don't have terrible guests all the time.

This morning I was left a beautiful note in the room by a little 85 year old widow who told me this was her first time in a BnB and she loved every detail.  The table was full and she was served first, she just lapped it all up.  We don't often share the really special guest stories - whether it is due to their intimacy or just don't want to sound like bragging, but we really do get some special guests.

 

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I take full payment with registration.  Sometimes I take a reservation from someone in Europe or Africa who don't have credit cards so I take the chance and make full payment when they arrive. So far no problems with this.

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I always take a copy of their drivers license with the explanation that it cuts down on theft. No one has refused and we have no theft.

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SweetiePie wrote:

I always take a copy of their drivers license with the explanation that it cuts down on theft. No one has refused and we have no theft.

 

Cool.......that's what I am looking for

I would also think the vehicle info....so one knows what vehicle the guest is driving for similar reason.....no matter if it's a rental.....

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I haven't had a need for the vehicle license number, even though there is a space on the registration for it. Most people don't have it memorized, even if it isn't a rental car. If it makes you feel more secure; then copy it down yourself.

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any of you take driver license info or photo copy.....info for the car they are driving

 

a while back this was becoming more the norm.

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One Day wrote:

any of you take driver license info or photo copy.....info for the car they are driving

 

a while back this was becoming more the norm.

No. Don't even ask to see license. Don't bother about car, either.

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I take a one night deposit at the time of checkin, balance to be paid at checkout.  Most often, during the goodbyes, the guest just says to "leave the balance on the card"!

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I take payment in full via visa, MC, credit card over the phone.  Most people I have been renting to prefer to pay the entire amount in full.  Few have paid one half at time of reservation over the phone and the other half when they arrive.  This is working well!

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We always took full payment up front.  That way is was done and over with and we didn't have to worry at check out. No one complained ever.  I know others do it differently...it is whatever works best for you in your situation. 
Of course there was the occasional exception...check ins at midnight...or repeat guests who we knew would be paying when they left or we could just charge them.

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I like how someone said it was easier to charge strangers.    By the time I get to know folks after a 3 or 4 night stay and they feel like family, it would be harder to charge them.  Maybe why I like running their card at check-in.  When I had to run all these cards the other day as all my guests were leaving to make a tour right after breakfast, I felt a little frazzled. 

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catlady wrote:

We always took full payment up front.  That way is was done and over with and we didn't have to worry at check out. No one complained ever.  I know others do it differently...it is whatever works best for you in your situation. 
Of course there was the occasional exception...check ins at midnight...or repeat guests who we knew would be paying when they left or we could just charge them.

I am the opposite, a midnight check in I run it immediately and leave the statement in their room.  Otherwise it is at check out.  It all works! Really, either way it works just fine.

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We also do a pre auth when the reservation is made. We have discovered that a pre- auth is only good for up to 30 days max. This requires us to run re-auths every 30 days to keep them valid. This is generally not a problem with credit cards (unless they are close to maxed out) because it approves against the customers available credit line. Debit cards are a problem since there is no credit line associated with them. They only have what the customer has in their bank account. Pre-auths on Debit cards have been problematic for us as they hold the $ to make it inaccessible to the customer. Many find this extremely inconvenient. I prefer to not take debit cards for reservations for this reason. They can use them for payment, however.

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"We also do a pre auth when the reservation is made. We have discovered that a pre- auth is only good for up to 30 days max. This requires us to run re-auths every 30 days to keep them valid. This is generally not a problem with credit cards (unless they are close to maxed out) because it approves against the customers available credit line. Debit cards are a problem since there is no credit line associated with them. They only have what the customer has in their bank account. Pre-auths on Debit cards have been problematic for us as they hold the $ to make it inaccessible to the customer. Many find this extremely inconvenient. I prefer to not take debit cards for reservations for this reason. They can use them for payment, however."

I completely understand the slight risk involved in how we do it, but we've got our track record to guide us. Thousands of successful, transactions and one chargeback by a lawyer who cancelled a one night stay and pitched a fit with the processor over losing the deposit we've lost.

What we're really trying to be about at our place, is to not be overly suspicious of people's motives, plant seeds of distrust by projecting doubts about a guest's financial motives or methods and not appear too mercenary about the money end of things. 99.99% of guests give all of us the proper credentials, CC info, etc.. and we trust them to correct any problems when they get here.

With the level of indentity theft out there and how many people switch bank accounts, credit cards, etc. to get better rates, a booking made in January for August stands a good chance of having the guest want ot use a different card once here anyway. All for innocent enough reasons.

We've had many a guest call months before their stay and explain any or all of those events happening to them but wanting to make sure we knew the correct information. I guess they go in the verygood guest pile.

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How do you do a pre auth? What does it mean?

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Bree wrote:
How do you do a pre auth? What does it mean?

This is when you scan the card (or key enter for deposits) and get an approved autorization # for the amount you request.  Then that amount of $ is held in limbo, untouchable by the card holder until it is either released or the transaction is processed. 

 

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Copperhead wrote:

Bree wrote:
How do you do a pre auth? What does it mean?

This is when you scan the card (or key enter for deposits) and get an approved autorization # for the amount you request.  Then that amount of $ is held in limbo, untouchable by the card holder until it is either released or the transaction is processed. 

 

Interesting phenom happened here...tried to run a check-in the other day and we use the 'folio' key to process the transaction. Folio 1 was 'in use'. Hmmm. We do the check-out immediately so the guest can sign the receipt. OK, re run card and use Folio 2. Folio 2 'in use'. Getting a bit weird. Tried Folio 3 and it worked. Went back into Folio 1 and there was a check-out waiting to be processed from the day before. Got guest to sign that on check-out. In Folio 2 was a transaction from 2008. Yup, 2008. About 54 weeks ago. Not knowing that at the time and thinking this was a recent transaction we did the check-out. Then could not find any bookings for that price. After an hour of calling this one and that we got the info we needed to track down the person who was charged (in our records, not in person). Our take on it was just to cancel the charge or refund the card as this was waaay too old to ask someone to pay for our error. No can do, we don't have the full cc number anymore. And the card is expired.

Curious how the payment went thru on an expired card and what will happen next. We managed to get some info from the processor and called the issuing bank (out of the country, long distance, foreign language, interesting call). They put a note on the account for when the card holder calls to refute the charges.

Walk-in guest with a card not issued in the country they gave us for an address.

But, it does bring up an interesting point on pre auths only being valid for 30 days...

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Copperhead wrote:

Bree wrote:
How do you do a pre auth? What does it mean?

This is when you scan the card (or key enter for deposits) and get an approved autorization # for the amount you request.  Then that amount of $ is held in limbo, untouchable by the card holder until it is either released or the transaction is processed. 

 

That's what I thought. In this state there is a limit of one hour for holds of that kind.

So don't ask me how hotels do this and hold the auth for 5 days or more until you check-out. Or how car rentals hold well over the total car rental amount. I'll have to pick up the brochure at the tourist info next time I'm there. Maybe it only applies to restaurants.

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 We collect at check out. But again, only have two rooms right now. We are with Tom. We don't swipe the card at check in though. I'm wondering if our system would charge less if we did that??

I'll have to check.

Riki

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I love this question, it brings up so much conversation every time! 

We are always wanting to do things the best way we can from the innkeepers standpoint and the guest, and this is one topic that is so evenly divided and the reasonings make total sense. 

If it is a walk in or call from the road we charge at check in (which is rare), if it is a reservation in advance always at check out when they are fat and happy.  This way I am assured they don't walk off with our keys, and it is one of the more personal parts of staying here, the "wish them well" segment of their stay.  We interact quite a bit with the guests.

 

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I don't take deposits. I charge at check out. I don't use a lodging cc program. I sometimes charge for a cancellation inside my 7 day time period depending on their reason/excuse and my frame of mind at the time. I have never had a chargeback or dispute over a charge.

Someone in the credit card industry told me that if I had a signed confirmation I would never loose in a dispute, so for our busiest time of year - two weeks or so in October during our Balloon Fiesta, I require my guests to sign and return their confirmation to complete the booking. 9 years - so far - so good.

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Using the lodging functionality as we do - swiping the card to authorize it a check-in, charging the card at check-out - does NOT preclude adding a gift shop item at checkout if the guest wishes.  They say I'd like to buy a mug before I leave, I say that's fine, would you like to pay cash or add that to your room charge, and off we go.  You have an opportunity at check-out to change the total and then have the receipt signed for the new amount.  If you want to do the hard sell, there is the chance when taking the key at checkout to ask if the guest would like to add any items from the gift shop before you put the charge through.

Moving to a lodging program rather than a POS purchase program saved us a lot of processing fees with our old processor - switching to Tom's company, Payment Transaction Solutions, saved us even more.

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Jeanne

 

Samster's picture
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Joined:
05/30/2008

We are set up as lodging also but I just run the entire amount at check-in as lodging deposit.  I don't use the whole check-in, check-out function.  I have to enter the folio number and all of that.  Just one transaction. 

I almost always run them at check-in.  Sometimes with very late arrivals, I'll let it go until the next day.  Today, I had a full house of one-night stays (a group) show up simultaneously and they were trying to get somewhere on a deadline.  One room arrived later and I ran the card.  So, I'll be running the rest of the cards after breakfast. 

JBanczak's picture
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Joined:
06/25/2008

I guess everyone gets different information, but one way to look at it is this - if it didn't matter whether you were setup on the right industry code, then why would they have bothered to create a lodging gateway in the first place? 

I'd ask for any advice like this to be put in writing - as a lot of what I'm reading hear is contrary to what we've heard directly from Visa, Intuit, Tom W, and numerous other processors.  Ultimately, it makes a lot of sense to follow whatever the rules might be for your specific industry - getting blindsided by a credit card issue is the last thing we want for our customers.

__________________

John Banczak
Chief Operating Officer
BedandBreakfast.com
RezOvation

 

gillumhouse's picture
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Joined:
05/22/2008

I run it at checkout because I always hope for cash or a check (spelled no cc fees). There have been several times the guest has asked if they could use a card different from the one they gave with the rez. I tell them I do not care as long as it is VS or MC and valid. If it is a debit card I encourage a check instead.

I swipe the card do all the room number, days etc and get the pre-auth and then I do a checkout. So far no problems. Also there is the gift shop sniffing the last morning - I hope for a lot of interest in it.... Sometimes there is!

copperhead's picture
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Joined:
06/24/2008

GH - there is nothing different with your method than with POS except the extra steps you are taking to get there.  By doing the pre-auth at the same time (back to back) with the check-out is not providing the 'paper trail' (for lack of better term) to verify the stay was of a certain time frame. 

Again, the only thing I took away from my discussions with my processor is that the 'chargeback protection' is if you follow those directions to the T.  It will not provide any more protection for keyed entry for deposits or if you do not follow the exact procedures by swiping the card at check in, settling the transaction at check out.  The reason for this 'extra' protection is the fact that YOU swiped the card, provided the # of nights etc. at check in, then at check out (after the # of nights passed) you complete the transaction (altering total if need be) and have them sign! 

There is nothing wrong in your method, and if you are getting a better rate that if you were using POS, I see no reason to change.  For me it is just worthless extra steps to get to the same end result for the same fees. 

JBanczak's picture
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Joined:
06/25/2008

Copperhead wrote:

GH - there is nothing different with your method than with POS except the extra steps you are taking to get there.  By doing the pre-auth at the same time (back to back) with the check-out is not providing the 'paper trail' (for lack of better term) to verify the stay was of a certain time frame. 

Again, the only thing I took away from my discussions with my processor is that the 'chargeback protection' is if you follow those directions to the T.  It will not provide any more protection for keyed entry for deposits or if you do not follow the exact procedures by swiping the card at check in, settling the transaction at check out.  The reason for this 'extra' protection is the fact that YOU swiped the card, provided the # of nights etc. at check in, then at check out (after the # of nights passed) you complete the transaction (altering total if need be) and have them sign! 

There is nothing wrong in your method, and if you are getting a better rate that if you were using POS, I see no reason to change.  For me it is just worthless extra steps to get to the same end result for the same fees. 

You are exactly right - the key to the best rate is swiping the card - period.  Whether you have a retail pos or lodging should not matter at all - swiped transactions are "card present" and should result in similar rates.  The check-in/out data is another story, and although it may or may not save you from a chargeback, there is no doubt it provides some additional protection - it is very hard for a consumer to debate it.

wendydk's picture
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Joined:
06/07/2009

We take one night deposit at time of reservation and the balance upon checkout.  Often people just cruise and say to use the same card.....six years and never a problem.  I use Cellcharge.   Cheap and easy...can process by phone or online with no equipment or associated costs....never a chargeback.

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