Aspiring Innkeepers - what's the biggest hurdle that holding you back?

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I find that it's two things that are intertwined.

Realistic expectations of what a b&b will cost to buy and run
How to get financing. The banks are getting a little better with loan for our industry, but I'm afraid most aspiring innkeepers don't realize that it's much more difficult to get a loan for a b&b than it is for a regular house.