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Thank you for this very informative and helpful post. Many of us are now using credit card that's why I's like to share this article that I read regarding this. Carrying balances on too many credit cards can harm your credit rating. In order to staunch the bleeding and perhaps obtain a much better interest rate, many consumers consider consolidating credit via balance transfer. Does doing this hurt your credit score? Here are some of the ins and outs. With an installment loan, you can pay for your credit card balance this month.
 
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