notAgrandma
Well-known member
- Joined
- Jul 7, 2017
- Messages
- 281
- Reaction score
- 0
Some innkeepers finance their B&B using home mortgage and some use a business loan. I was just wondering, does everyone have business insurance? I'm currently with State Farm and my business insurance is thousands of dollars a year. It's one of my highest operating costs. I asked my agent what my insurance would be for just a homeowner's policy and it's half of what I currently pay! Hmmm....
Is business insurance always necessary? Or would homeowners insurance be sufficient for an innkeeper?
Is business insurance always necessary? Or would homeowners insurance be sufficient for an innkeeper?